Credit Versio Review 2024: A Credit Repair App With DIY Features

Written By Eddy Ballesteros

Updated on: February 19, 2024
Credit Versio

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Do you want to repair your credit yourself without hiring a professional or credit repair business?

If so, Credit Versio might be the perfect app for you! This credit repair app is easy to use and can help you fix your credit score quickly.

In this Credit Versio review, we will discuss the features of this app and how it can help you improve your credit rating.

Regarding credit repair, I'm a huge fan of testing different credit repair software and tools that can help you achieve your credit goals.

That's why when I heard about this credit repair tool, I had to check it out.

So, let's get started on this Credit Versio Review.

Credit Versio Overview

CreditVersio connects you with the three credit bureaus and helps you dispute any errors on your report. They also provide resources to help you improve your credit score

So I recommend this product If you are on a budget.

Credit is a funny thing. We all need it, but few of us actually understand.

And when it comes to credit repair, the task can seem even more daunting. But credit repair doesn't have to be complicated or expensive. In fact, with CreditVersio, you can easily repair your credit yourself


  • Cost less than most credit repair companies
  • Identity Theft Insurance
  • Unique dispute letters
  • Works for every credit reporting agency


  • You have to sign up for a third-party service
  • Credit Coaching videos aren't 100% the best

Do I Recommend Credit Versio:

Yes, since Credit Versio helps improve your credit score for an affordable price, it's worth it.

What is Credit Versio?

Credit Versio

Credit Versio is a credit repair app that helps you improve your credit score by identifying and correcting errors on your credit report.

It also provides you with step-by-step instructions on how to improve your credit score.

They can help you delete items from all three credit bureaus:

  • Experian
  • TransUnion
  • Equifax

How Does Credit Versio Work?

Have you ever looked at your credit report and been surprised by all the old, inactive accounts still showing up?

If so, you're not alone. Many people have outdated information on their credit reports, including old accounts that have been paid off or closed. 

Side Note: Thankfully, Credit Versio can help you delete these accounts from Experian, Equifax, and TransUnion.

With Credit Versio, you can easily create and submit disputed items to the credit bureaus. 

As a result, you can remove old accounts from your credit report and improve your credit score.

The Credit Versio app is easy to use. You enter your personal information, including your name, Social Security number, and date of birth. The app will then search through your credit report for errors.

Once it has found errors, the app will walk you through the dispute process. 

Here's a quick and simple setup guide:

  • Link your credit report and view any inaccurate information
  • View and send dispute letters on any negative account you see
  • Track your disputes with all three credit bureaus.
  • See your credit score improve and get personal advice.

Guess what? You can send an unlimited number of disputes every single month. I don't think I've ever seen a credit repair company offer that for free!

Credit Versio also provides free credit repair courses to help you understand specific industry questions. 

You can also watch their entire walkthrough on YouTube below:

Credit Versio Pricing

Credit Versio offers affordable and unique pricing plans.

They have partnered with credit monitoring services such as SmartCredit and IdentityIQ.

Meaning they adopted their pricing inside the membership. The basic price is $19.95 per month, The Premium plan is $24.95 per month, and the highest plan is $29.99 per month.

Credit Versio Pricing

Credit Versio's pricing makes it a great option for those looking to improve their credit score and monitor their credit report without using expensive credit repair software.

Their partnership with SmartCredit and IdentityIQ provides its members access to credit monitoring tools to help them stay on top of their credit scores and improve their credit history.

It provides plans are excellent value for the money, and its partnerships with leading credit monitoring.

So technically, they are free to use and offer a 3 credit bureau subscription and postage for your dispute letters.

What Can Credit Versio Remove?

Credit Versio can help fix your bad credit score by removing negative items from your credit report. 

Some of the items that they can help remove include:

  • Late payments
  • Collection accounts
  • Charge-offs
  • Bankruptcies
  • Identity theft
  • Bankruptcy
  • False loans
  • Inaccurate negative items
  • Car loans

Credit Versio makes fixing your credit profile easy and stress-free. You can quickly submit disputes online and track their progress. 

Their customer service is top-notch, and they're always available to answer any questions.

You can always review your rights via consumer protection laws like the FCRA and FDCPA.

This is why Credit Versio makes it easy to create online disputes and can compete with major credit repair companies.

Credit Versio Features

Since Credit Versio is partnered with credit monitoring services, you can use all of the financial products those services offer.

Some of the features you'll have access to include:

  • Identity theft protection
  • Credit report monitoring
  • Fraud alerts
  • View credit score data
  • Alerts about changes in your credit score
  • Debt management tools
  • Financial education resources

Credit Versio FAQ

Let's go over questions that most people ask themselves when reading this Credit Versio review. 

Is Credit Versio Legit?

Yes, Credit Versio is a legitimate credit repair app. They are partnered with credit monitoring services such as SmartCredit and IdentityIQ.

This lets you see your credit score and help you understand your personal finances.

You can also view Credit Versio reviews via Trustpilot.

Credit Versio Reviews

Can I Try Credit Versio for Free?

No, but if you already have an account with either SmartCredit or IdentityIQ, you can create a free account and send far more effective disputes than if you went directly to the credit bureaus.

Top Alternatives to Credit Versio

Although this credit repair tool can help with mailing dispute letters and increasing your own credit score, it doesn't offer the same features as some of the more expensive credit repair software. 

Here are some alternatives to Credit Versio: 

Credit Repair Cloud: This credit repair business software lets you start, grow, and scale a credit repair business. Credit Repair Cloud lets you send unlimited disputes and create follow-ups. If you want to increase your credit score fast, this is it.

Lexington Law: This is one of the most popular and longest-running credit repair services. They have a team of lawyers and paralegals who will work on your behalf to help you improve your credit score.

Sky Blue Credit Repair: This credit repair service has been around for many years and offers a solid money-back guarantee. They will help you with all aspects of credit repair, including why your credit score dropped.

DisputeBee: This tool helps with personal or business dispute letters and provides an affordable payment plan. Try out DisputeBee.

Dovly Credit: This is a great credit repair tool for constant credit monitoring services. Read the full Dovly review.

Credit Pillow: Credit Pillow is another DIY solution that can help you improve your overall credit score.

Is Credit Versio Safe?

Yes, Credit Versio is completely safe to use and is connected with the best credit monitoring services in the credit industry.

How Do I Cancel Credit Versio?

To cancel Credit Versio, all you need to do is cancel the credit monitoring service attached to your account.

Cancel Credit Versio


Credit Versio is a great option if you're looking for a great credit repair app that won't break the bank.

With its partnerships with leading credit monitoring services, you can surely see an increase in your credit score.

Their customer service is top-notch, and they're always available to answer any questions.

So, if you're looking for an affordable and effective credit repair solution, this is the one credit family.

About the Author Eddy Ballesteros

Welcome to Credit Plush! Credit is something I'll always enjoy writing about. I've helped many people improve their credit scores and start their credit repair businesses.