Boom Pay Review 2024: Best Rent Reporting Service Provider?

Written By Eddy Ballesteros

Updated on: February 19, 2024
boom pay

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Are you looking for a way to boost your credit score and exhausted all other options?

A high credit score is important for many reasons. It can help you get approved for a loan, rent an apartment, and even get the job of your dreams.

That’s why keeping track of your credit score and ensuring it stays as high as possible is important.

Boom Report is the best rent reporting service in the market today. They report to all of the major credit bureaus, so you can be sure your credit score will improve quickly and easily.

Let's find out more in this Boom Pay Review.

After speaking to the team over at Boom, they were insanely helpful with signing up. The two options they provide are either Boom Split or Boom Report.

I've researched other rent reporting companies and even made a YouTube video based on those services. However, Boom Report can definitely change the game in credit repair.

Boom Overview

Boom Pay allows you to build credit with the rent you pay every month or from the previous years. They offer flagship features that will reflect positively on your credit report.


  • Report up to 2 years worth of rental history
  • Add a positive tradeline
  • Great customer support
  • Easy validation process.


  • You have to go through the mobile app for the signup process.
  • Boomsplit is still in early access (beta)


I'd recommend Boom Pay if you have exhausted all other options when it comes to improving your credit score.

What is Boom Pay?

Boom Pay Rent Reporting Service

Boom Pay is a rent reporting service that can help you report your current and previous rental history to improve your credit score. Rent reporting can be especially important if you're trying to buy a house or car, as it can help you get a lower interest rate.

They also say you can see results or a change in your credit report after ten days, which is pretty impressive.

I decided to try out Boom and see how it works. I was impressed! The process was super easy, and the customer service was great. They answered all of my questions and helped me get started. 

It only takes about 7 minutes, so you don't have to waste your time.

Imagine including this with other services like Self or GrowCredit.

Why Boom?

Boom has several features that make it the best rent reporting service in 2024. These features include:

  • Reporting to all three major credit bureaus
  • Fast and easy signup process
  • No landlord involvement
  • Add your past payments
  • Mobile app
  • Secure transactions through Plaid

Boom Report reports your rental history to the three major credit bureaus. This will help improve your credit score, which can be especially important if you're trying to buy a house or car.

The signup process is fast and easy, and you don't have to involve your landlord. You simply add your past payments, and Boom Pay will do the rest.

The mobile app makes it easy to keep track of your credit score on the go. 

One of the things I liked best about Boom App was the user-friendly interface. It was easy to use and navigate, and I had no trouble finding what I wanted.

This is really important, as it makes the process easier and less frustrating.

They also have an amazing customer support system. They answered all of my questions and helped me get started. They were super friendly and made sure I had everything I needed.

This is important, as it makes the process easier and less frustrating.

How Does Boom Report Work?

Boom reports rent payments and will increase your credit score.

The process is super easy and takes about 7 minutes to create an account.

How Does Boom Report Work

To start using the Boom App, simply create an account on their website. You'll need to provide some basic information like your name, social security number, and bank account. 

After that, you download the app and connect your bank account. This allows Boom Pay to securely and easily transfer money between you and Boom.

Finally, you must provide information about your current and previous rental history. This can be done by entering the address or scanning a QR code.

Once you've completed these steps, Boom Pay will start reporting your rental history to the credit bureaus.

Boom Pricing

Boom is the perfect way to keep track of your rental payments and stay organized.

For just $2/month, when you subscribe for a year ($24 annually), you can report your ongoing rental payments and access helpful features like rent reminders and payment history.

Plus, cancel anytime if you're not happy with their service.

Boom Pay Pricing

If you want to add rent payments you already made, they added a feature for $25 that can let you report up to 24 months of past rental payments.

That's a great way to help credit consumers like myself get a chance to add a new tradeline to their credit file.

Overall, I highly recommend Boom to anyone looking for an easy way to report their rent payments and keep track of their budget.

The best part is you can select an option whether or not you want to add your prior history. 

How Does Boom Benefit Me?

Boom will enable renters to build credit with rent, which can help increase their credit score.

Your credit score is important for many reasons - it can help you get a loan, rent an apartment, and even get a job.

That's why it's important to keep track of your credit score and ensure it stays as high as possible. 

Boom Features

Have you ever wanted to split your rent into smaller installment payments?

The Boom Split feature offers to pay your rent and build your credit score. Just imagine the feeling of being able to go out and know that you don't have to make a huge upfront payment for your apartment.

The Boom Split feature will cover your rent payments and take out the funds through your connected bank. So say goodbye to late fees.

Boom Split

Now, if you want to use Boom as a rent reporting service, you can start to increase your credit score with each credit bureau agency. All you have to do is input your rent payment information, and Boom will take care of the rest.

For those who are always on the go, the Boom App will help manage your credit needs with their rental portal. 

This is a perfect way to add a new tradeline to your credit report.


Boom Pay offers many great features compared to other rent reporting services!

  • You can add rent payments you already made for up to 24 months.
  • It's only $25 to add your rental payment history.
  • Let's you build credit fast.
  • Boomsplit feature that lets you split your rent payments.
  • Track ongoing payments.


Just like any other product, there are always some downfalls.

  • There's no free trial.
  • Still new in the market
  • There aren't many reviews for this product yet, but it has a lot of positive feedback.

Does My Landlord Need To Be Involved?

Boom Report is so great because there is no need for any landlord contact.

They verify your identity and the terms of your rental agreement. Then, through the Boom app, rent payments are collected and verified.

This makes it much easier for you, Boom, and your landlord. 

Boom Report Alternatives

If you are not a fan of Boom, or if it is not available in your area, there are other rent payment services to consider.

Some popular alternatives include:

Each of these services has its own benefits and drawbacks, so be sure to do your research before deciding which one is right for you.

Is Boom Legit?

Yes, Boom report is legit. They are one of the few rent reporting services that report to all three credit bureaus. This means you can be sure your credit score will improve quickly and easily.

Boom Pay Reviews

After I personally spoke to their team and tried out the service, I can confidently say that Boom Pay is legit and definitely worth your time.


So, If you want to build your credit or are looking for a way to split your rent payments, Boom is the perfect solution.

What do you think of this new rent reporting service? I personally believe Boom is the best rent reporting service in 2024.

Let me know in the comments below!

About the Author Eddy Ballesteros

Welcome to Credit Plush! Credit is something I'll always enjoy writing about. I've helped many people improve their credit scores and start their credit repair businesses.